Advantage Now Insurance Services LLC
Effective Date: April 11, 2026

Please read these Terms and Conditions carefully before using this website. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, do not use this website.

This website is owned and operated by Advantage Now Insurance Services LLC (“Advantage Now Insurance,” “Company,” “we,” “us,” or “our”). These Terms and Conditions govern your access to and use of this website, including any pages, content, quote request forms, applications, tools, and related online services made available through the website.

For any inquiries regarding these Terms and Conditions or this website, users may contact us at (888) 438-1108 or Info@advantagenow.com.

You may use this website only for lawful purposes and in accordance with these Terms and Conditions. You agree not to:

We reserve the right to suspend, restrict, or terminate access to the website at any time, without notice, for conduct that we believe violates these Terms and Conditions or applicable law.

This website is provided for general informational and business purposes only.

Submission of information through this website, including quote requests, contact forms, applications, emails, or other communications, does not bind coverage, amend coverage, confirm coverage, or serve as proof of insurance. No insurance coverage is in effect unless and until confirmed by an authorized representative of Advantage Now Insurance and, where applicable, accepted by the issuing carrier in accordance with its underwriting and binding requirements.

Users should not rely on this website for confirmation of coverage, changes to coverage, cancellation requests, reinstatement requests, policy interpretation, or claims reporting unless expressly instructed by Advantage Now Insurance in writing.

Insurance products, coverages, limits, rates, discounts, and underwriting requirements described on this website are subject to change without notice and may vary by carrier, state, class of business, eligibility, underwriting review, inspection results, and other factors.

Any descriptions of insurance products or services on this website are for general informational purposes only and do not constitute a binder, policy, contract of insurance, or guarantee that any applicant will qualify for coverage or a particular premium.

Use of this website alone does not create a broker-client, agent-client, advisory, fiduciary, or other professional relationship between you and Advantage Now Insurance. Such a relationship arises only when expressly agreed to by Advantage Now Insurance and subject to applicable law and any carrier requirements.

Nothing on this website constitutes legal advice, tax advice, financial advice, or risk management advice tailored to your specific circumstances. Users should consult their own advisors regarding legal, tax, accounting, or other professional matters.

We strive to keep website content current and accurate, but we do not warrant that all content is complete, accurate, current, or free from errors or omissions. Content may be updated, changed, or removed at any time without notice.

You are responsible for verifying any information before relying on it, especially with respect to insurance products, deadlines, underwriting requirements, and documentation requirements.

If you submit information to us through this website, including inquiry forms, quote requests, applications, documents, feedback, or other materials, you represent that:

You agree that we may use submitted information to respond to your inquiry, evaluate potential insurance opportunities, communicate with you, and otherwise conduct our business, all subject to our Privacy Policy and applicable law.

Your use of this website is also subject to our Privacy Policy, which describes how we collect, use, and protect information. By using this website, you acknowledge that you have reviewed or had the opportunity to review the Privacy Policy.

All content on this website, including text, graphics, logos, icons, page layouts, downloads, images, software, and other materials, is the property of Advantage Now Insurance, its licensors, or other content providers and is protected by applicable intellectual property laws.

You may view, download, and print website content solely for your personal or internal business use in connection with evaluating our services, provided that you do not modify, reproduce, republish, distribute, transmit, display, sell, or exploit any content without our prior written permission.

This website may contain links to third-party websites, carriers, vendors, or service providers for convenience only. We do not control and are not responsible for the content, availability, security, terms, practices, or privacy policies of third-party websites.

A link to a third-party website does not imply endorsement, sponsorship, or approval by Advantage Now Insurance unless expressly stated.

By submitting your contact information through the website, you consent to receive communications from Advantage Now Insurance by phone, email, and other lawful means regarding your inquiry, requested services, or business relationship, subject to applicable law.

Your consent to receive communications is not a condition of purchase where prohibited by law. Users may contact us at (888) 438-1108 or Info@advantagenow.com with questions regarding communications from Advantage Now Insurance.

THIS WEBSITE AND ALL CONTENT, INFORMATION, TOOLS, AND SERVICES MADE AVAILABLE THROUGH IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

TO THE FULLEST EXTENT PERMITTED BY LAW, ADVANTAGE NOW INSURANCE DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND FREEDOM FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF DELAYS.

TO THE FULLEST EXTENT PERMITTED BY LAW, ADVANTAGE NOW INSURANCE AND ITS OWNERS, MANAGERS, MEMBERS, OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES, CONTRACTORS, AFFILIATES, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, DATA, GOODWILL, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF ADVANTAGE NOW INSURANCE FOR ANY CLAIM ARISING OUT OF OR RELATING TO THIS WEBSITE SHALL NOT EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT, IF ANY, YOU PAID DIRECTLY TO ADVANTAGE NOW INSURANCE FOR USE OF THE WEBSITE.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO PORTIONS OF THIS SECTION MAY NOT APPLY TO YOU.

You agree to defend, indemnify, and hold harmless Advantage Now Insurance and its owners, managers, members, officers, directors, employees, representatives, affiliates, contractors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, and reasonable attorneys’ fees arising out of or relating to:

We may modify, suspend, restrict, discontinue, or remove any part of the website or its content at any time and without notice. We are not liable if all or any part of the website is unavailable at any time.

We may revise these Terms and Conditions at any time by posting an updated version on this website. The revised version will be effective as of the posted effective date. Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms and Conditions.

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles, except to the extent superseded by applicable federal law.

Any dispute, claim, or controversy arising out of or relating to these Terms and Conditions or your use of the website shall be resolved first through good-faith informal discussions.

If the dispute cannot be resolved informally, the parties agree that any legal action shall be brought in a court of competent jurisdiction located in California, unless applicable law requires otherwise.

Nothing in these Terms and Conditions prevents Advantage Now Insurance from seeking temporary or permanent injunctive or equitable relief to protect its intellectual property, confidential information, systems, or business interests.

This website is intended for use in the United States. We make no representation that the website or its content is appropriate or available for use in other jurisdictions. Users who access the website from outside the United States do so at their own initiative and are responsible for compliance with local laws.

If any provision of these Terms and Conditions is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

These Terms and Conditions, together with any posted Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and Advantage Now Insurance regarding use of the website.

If you have questions regarding these Terms and Conditions or this website, please contact:

Advantage Now Insurance Services LLC
Phone: (888) 438-1108
Email: Info@advantagenow.com